Helping 10 Million Families Get Financially Savvy
Life insurance that makes sense
Savvy Parent makes it easy to get coverage for your family without breaking the bank. Because your family's security shouldn't come with a hefty price tag. Get savvy, stay protected—join the millions of families who choose wisely.
Quick & easy to get coverage. Can be done just over the phone!
Leave your family with the peace of mind of paying off the mortgage or debt
Less than $2 per day! Good coverage is less than you think
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3 steps to protecting your family
Check if you qualify
Get your free expert plan & quote
Your family is protected
Why should I get simplified life insurance?
We understand how busy & overwhelming life nowadays can be.
With simplified life insurance, you can apply and get coverage with one phone call.
No waiting, no lengthy medical exams. Just the coverage you need, now.
Plans start as low as $20 a month!
How It Works
Answer a few short questions and we'll connect you to a certified life insurance partner to find the perfect option for your situation.
Our life insurance assessment will help us recommend the right partner for you (not all life insurance works for everyone!)
Based on your answers we will determine if you qualify and match with one of our partners.
We'll will connect you with a partner that he knows will be able to serve you best and get you the coverage you need!
Frequently asked questions
When do I need life insurance?
If you’re planning on getting married, having kids, or buying a home, you should probably start to think about it. You will want to make sure that your family is provided for, and can pay off your debts after you’re gone. Getting life insurance while you are young and healthy can result in lower premiums, as you pose a significantly lower risk.
Does my age effect my cost?
Yes, your age can affect your premiums. Your insurance company is going to evaluate the risk that you pose to the company and place you in a ‘risk grouping’. Usually, the younger you are, the healthier you are, the lower the risk you pose, the lower the premiums that you have to pay. Keep in mind that age is only one factor, and the insurer will also look at things like your gender, medical history, physical condition and if you smoke.
How much do I need?
There is no one-size-fits-all answer. The amount of insurance you will need is a highly personal decision. A life insurance agent will look at your assets, debts, personal situation, financial goals and your family’s needs so they can make recommendations tailored to you. Remember, your needs might change throughout your life, so it’s a good idea to review your policy at milestone events such as getting married or having a baby.
Why do people get life insurance?
Life insurance is a way to make sure that your family and dependants don’t suffer financially when you die. Life insurance can be used to pay for a funeral, pay off debts (including your mortgage), pay for your children’s education and help your family maintain their standard of living when they no longer have you to support them.
Helping 10 Million Families Get Financially Savvy Since 2016
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Savvy Parent is an independent website created to help users find a solution for life insurance. Our service is free to use and you are under no obligation to accept any of the recommendations you receive. Calls may be recorded for training and quality purposes. Please check with your service provider for details. On completion of our form, we will introduce you to one of our authorized life insurance experts. We use the contact details you have given us on the form to make this introduction. An adviser will contact you by telephone. During that call, the expert adviser will discuss your options in more detail to see if they can help.